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Qonto

US alternative: Mercury

French business-finance platform combining professional accounts, payments, invoicing, accounting, and expense tools for SMEs and freelancers.

Fully European

Overview

Qonto provides European SMEs and freelancers with a digital business account plus cards, payments, invoicing, accounting, and expense-management tools in one platform.

Why it is listed

Replaces

Mercury

European signal

Reviewed as strongly European-aligned

Privacy and hosting notes

Official legal and press materials identify Qonto SA in Paris and its regulated payment-institution status.

Funding and ownership

€622 million raised, according to Qonto official press materials.